Need Help Paying For Out-of-pocket Dental Costs?

Wagetap Can Help!

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Get Fast Cash with Our App

Is your out-of-pocket dental bill bigger than you expected? Don’t let unexpected bills throw off your budget for the month! With Wagetap, you can get a cash advance to get the money you need when you need it. Instead of stressing over your finances, get your wages early and cover that bill in a flash. With wage advance, you can cover any expenses that are backing you into a corner for the month. With our tools, you can reduce financial stress and make sure that all of your bills are paid. Ready to give it a try? Download the Wagetap app today to get access to our fast cash features and read on to find out how our app works.

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Wage Advance
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Instant Cash to Pay for Procedures

When you need cash for your dental procedure, Wagetap can make sure you’re covered. Just borrow up to $2,000 at a time and get those expenses taken care of. This way you can take care of your other expenses without worrying about running out of money for the month. On the same note, if you have a bill coming due and your dental procedure left you short on cash, you can use your wage advance to pay that bill. Wagetap gives you more flexibility, so you don’t always have to wait until payday to get the money you’ve earned.

How it Works
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3 Easy Steps to Access Your Wage

1. Visit your app store and download Wagetap today. You can find our app on the Apple App Store and the Google Play Store. Easily access your wages right from your phone.

2. We just need a few details to verify you, it’s fast and easy. Once you’re set up you get access to our convenient features. It’s that simple.

3. Access your pay instantly for just a small fee. You don’t have to wait to access your wages. Just pay us back when your next payday comes around.

Eligibility Requirements for Assistance

While we love to help our users get wage advances to cover their expenses, we do have several eligibility requirements. If you have any questions about your eligibility status, feel free to reach out to our support team.

Here are the requirements that need to be met to qualify for Wagetap’s dental assistance features:

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A connected account that allows direct debit transactions

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A minimum income of $800/month

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Wages paid by an employer’s payroll

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Consistent wages on a weekly, fortnightly or monthly basis

You may also lose eligibility if:

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More than 50% of your wage is from sources such as Centrelink and other government payments

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You have too many gambling expenses

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You have too many dishonour fees

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You have too many payment reversals

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Your recent expenses and repayment history have not passed our eligibility criteria

Please note that we reassess user eligibility regularly.

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Download Our App to Get Started!

Dental procedures shouldn’t blow your budget for the month. If you want to make sure you have fast cash to cover a dental expense, Wagetap has your back. Get your wage advance so you can pay your bill as soon as possible. Wagetap also provides a split bill tool that you can use for common monthly bills. While this feature can’t be used for dental work, there are plenty of other expenses it can help with. Make sure to check our website to see how you can use our split bill feature. Also, you can use both our wage advance and split bill features at the same time, giving you even more flexibility. Download Wagetap today on the Apple App Store or Google Play Store. It only takes a few minutes to get set up!

Download the app
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It’s Like Buy Now Pay Later But for the Dentist

Wageatap is like a buy now pay later app you can use at the dentist. Most buy now pay later apps are used for shopping expenses, but you can pay your bills and other necessary expenses with a wage advance.

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Wage Advance

Wage Advance

How does wage advance work?faq dropdown arrow
It's simple, you cash out your pay early and repay on your next pay day. Just submit your request, and we’ll process it right away. Then, we’ll instantly send it to your account so you can pay your debts and expenses.
How often can I withdraw?faq dropdown arrow
You can withdraw once every pay cycle. For eg., if you are paid monthly, you will be able to withdraw once every month. Once you have successfully repaid your withdrawal on payday, you can start withdrawing again. The activity section of your app will show you details of your repayment date and status. If your payment situation changes, you can update it. This way you can get your wage advance when you need it most.
How much can I withdraw?faq dropdown arrow
You will be able to withdraw up to $2,000 based on your eligibility. If you’d like to withdraw less, you can easily do so. Just enter the amount and wait for the money to hit your account.
How much does it cost to make a withdrawal?faq dropdown arrow
Each transaction has a 5% withdrawal fee and an interest fee of 24% p.a. That means if you withdraw $100, your withdrawal fee will be $5. The processing fee depends on the size of the loan and when you repay your loan. This can vary but is typically between 40c to 90c. There are no hidden fees or late fees.
Can I get my funds instantly?faq dropdown arrow
Yes, you should receive your funds instantly. Most withdrawals take minutes to become available. In some rare circumstances, it may take up to 24 hours to hit your account. This is due to the configuration of the banking provider.
Why haven't I met the eligibility criteria?faq dropdown arrow
Before you can make a withdrawal with us, we check that you meet our eligibility criteria to ensure that we are lending responsibly. If you are not eligible this time, this could be for a few reasons.
Here are the most common reasons:
  1. You have not connected a transacting account that your wages are deposited into. (A transacting account is an account that allows direct debits. We need this so we can process repayments.)
  2. You don't meet the minimum income requirement ($800/month)
  3. Your wages are not paid by your employer's payroll (not as bank transfers).
  4. Your Centrelink payments make up more than 50% of you wages. (We also don't accept other government payments such as pension payments as wages)
  5. Your wages are not consistent, meaning you aren't consistently paid weekly, fortnightly or monthly.
  6. You have too many gambling expenses on your account.
  7. You have too many dishonour fees on your account.
  8. You have too many payment reversals on your account.
  9. Your recent expenses and repayment history have not passed our eligibility criteria.
We run our eligibility criteria frequently and reassess your account's eligibility. This means, even if you have taken a loan with us previously, this does not guarantee you'll be able to make another loan with us and will be subject to passing our eligibility criteria.
I’ve made withdrawals before, why can’t I make another one?faq dropdown arrow
Even though you've made a withdrawal with us in the past, this doesn't guarantee you'll be able to make one in the future - this is dependent on meeting our eligibility criteria.
This can happen if there are changes to your circumstances. If you’ve made withdrawals before and you no longer can make sure to check our eligibility criteria. If you’re still running into issues, be sure to get in touch with our support team.
How can I become eligible?faq dropdown arrow
If you haven't met our eligibility criteria this time, you can definitely try after your next payday. Don't worry, we'll let you know when you're eligible. We recheck eligibility on a regular basis. If you have any questions about our eligibility criteria, feel free to reach out.

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