Car Repair

Need Help Paying For a Car Repair?

Wagetap Can Help!

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Get Fast Cash with Our App

Nothing throws a budget out of whack like an unexpected car issue. If you need help paying for a car repair, Wagetap is your solution. When you’re needing that little bit of extra cash to get your car back on the road, use our wage advance feature to get the money you need. Wagetap is designed to reduce financial stress with our fast-cash features. If you need help with your expenses this month, make sure to download our app. Try the Wagetap app today to get access to our fast cash features and read on to find out how our app works.

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Wage Advance
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Instant Cash to Pay for Repairs and Breakdowns

When it comes to car troubles, repairs often aren’t the only expense. You may need to get your car towed or call roadside assistance to get you back on the road. In either case, our wage advance feature has you covered. Get cash instantly sent to your account, so you can call the tow truck or roadside assistance to get the help you need. You can even use wage advances to help you cover the cost of a rental car while your car is in the shop. You’ll be back on the road in no time with Wagetap.

How it Works
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3 Easy Steps to Access Your Wage

Step 1. Visit your app store and download Wagetap today. You can find our app on the Apple App Store and the Google Play Store. Easily access your wages right from your phone.

Step 2. We just need a few details to verify you, it’s fast and easy. Once you’re set up you get access to our convenient features. It’s that simple.

Step 3. Access your pay instantly for just a small fee. You don’t have to wait to access your wages. Just pay us back when your next payday comes around.

Eligibility Requirements for Assistance

It’s important to note that we do have several eligibility requirements in place for accessing our wage advance feature. If you lose eligibility, you may not be able to access these features anymore. Feel free to contact our support team if you have questions about your status.

Here are the requirements that need to be met to qualify for Wagetap’s fast-cash features:

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A connected account that allows direct debit transactions

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A minimum income of $800/month

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Wages paid by an employer's payroll

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Consistent wages on a weekly, fortnightly or monthly basis

You may also lose eligibility if:

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More than 50% of your wage is from sources such as Centrelink and other government payments

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You have too many gambling expenses

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You have too many dishonour fees

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You have too many payment reversals

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Your recent expenses and repayment history have not passed our eligibility criteria

Please note that we reassess user eligibility regularly.

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Download Our App to Get Started!

Even well-planned budgets can be thrown off course by an unexpected car breakdown. But just because an expense is unexpected doesn’t mean you should have to miss bills to pay for it. Wagetap is here to help make sure you have the money you need when you need it most. We also offer a convenient split bill feature to help break your bills down into smaller, more manageable payments. While this feature isn’t available for car repairs, it is useful for other common bills. You can also use our bill split and wage advance features in tandem with each other. Download Wagetap today on the Apple App Store or Google Play Store. Get the financial help you need today!

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It’s Like Buy Now Pay Later But for Car Repairs

Wagetap is like a buy now pay later app, except you can use it to cover your car repairs and car assistance. While buy now pay later apps are usually made for shopping expenses, Wagetap helps you with the bills and necessities of life.

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Wage Advance

Wage Advance

How does wage advance work?faq dropdown arrow
It's simple, you cash out your pay early and repay on your next pay day. Just submit your request, and we’ll process it right away. Then, we’ll instantly send it to your account so you can pay your debts and expenses.
How often can I withdraw?faq dropdown arrow
You can withdraw once every pay cycle. For eg., if you are paid monthly, you will be able to withdraw once every month. Once you have successfully repaid your withdrawal on payday, you can start withdrawing again. The activity section of your app will show you details of your repayment date and status. If your payment situation changes, you can update it. This way you can get your wage advance when you need it most.
How much can I withdraw?faq dropdown arrow
You will be able to withdraw up to $2,000 based on your eligibility. If you’d like to withdraw less, you can easily do so. Just enter the amount and wait for the money to hit your account.
How much does it cost to make a withdrawal?faq dropdown arrow
Each transaction has a 5% withdrawal fee and an interest fee of 24% p.a. That means if you withdraw $100, your withdrawal fee will be $5. The processing fee depends on the size of the loan and when you repay your loan. This can vary but is typically between 40c to 90c. There are no hidden fees or late fees.
Can I get my funds instantly?faq dropdown arrow
Yes, you should receive your funds instantly. Most withdrawals take minutes to become available. In some rare circumstances, it may take up to 24 hours to hit your account. This is due to the configuration of the banking provider.
Why haven't I met the eligibility criteria?faq dropdown arrow
Before you can make a withdrawal with us, we check that you meet our eligibility criteria to ensure that we are lending responsibly. If you are not eligible this time, this could be for a few reasons.
Here are the most common reasons:
  1. You have not connected a transacting account that your wages are deposited into. (A transacting account is an account that allows direct debits. We need this so we can process repayments.)
  2. You don't meet the minimum income requirement ($800/month)
  3. Your wages are not paid by your employer's payroll (not as bank transfers).
  4. Your Centrelink payments make up more than 50% of you wages. (We also don't accept other government payments such as pension payments as wages)
  5. Your wages are not consistent, meaning you aren't consistently paid weekly, fortnightly or monthly.
  6. You have too many gambling expenses on your account.
  7. You have too many dishonour fees on your account.
  8. You have too many payment reversals on your account.
  9. Your recent expenses and repayment history have not passed our eligibility criteria.
We run our eligibility criteria frequently and reassess your account's eligibility. This means, even if you have taken a loan with us previously, this does not guarantee you'll be able to make another loan with us and will be subject to passing our eligibility criteria.
I’ve made withdrawals before, why can’t I make another one?faq dropdown arrow
Even though you've made a withdrawal with us in the past, this doesn't guarantee you'll be able to make one in the future - this is dependent on meeting our eligibility criteria.
This can happen if there are changes to your circumstances. If you’ve made withdrawals before and you no longer can make sure to check our eligibility criteria. If you’re still running into issues, be sure to get in touch with our support team.
How can I become eligible?faq dropdown arrow
If you haven't met our eligibility criteria this time, you can definitely try after your next payday. Don't worry, we'll let you know when you're eligible. We recheck eligibility on a regular basis. If you have any questions about our eligibility criteria, feel free to reach out.

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